Why You Should Never Accept Offer from an Insurance Adjuster In A Truck Accident Claim

For any family suffering from a commercial truck accident can be utterly devastating, apart from emotional stress you have to contend with expensive medical bills for a longer period...
Truck accident lawyers

For any family suffering from a commercial truck accident can be utterly devastating, apart from emotional stress you have to contend with expensive medical bills for a longer period till the full recovery of the victim. Because of such reasons an insurance adjuster might call you for a settlement offer, it may sound lucrative and rational to take it. But as an experienced truck accident attorney, we can tell that is a mistake.

How “Fair Settlement Offers” are Calculated by Insurance Companies?

When people injured from dangerous truck accidents, they rely on insurance companies, but it is crucial to understand that their main focus is to make money. However, there is a couple of ways to do that: one, they collect insurance premiums from their customers, and another method is, when someone files a claim, they deny or devalue that claim to avoid losing more money. Their main motive is to pay you as little as possible irrespective of your claim and loss.

What is the meaning of devaluing a claim? Most of the insurance companies start counting an acceptable loss for the company, mostly the value is cheaper than the actual claim value, not even sufficient to pay the lawsuit. So, as a renowned truck accident law firm we suggest you take your case to trial.

Did you know, if you take an insurance company to court and they lose the trial, they have to pay you the full value of your claim, not only that they will also be forced to pay your legal value? No matter the size, experience and reputation of the insurance company they always prefer to avoid lawsuits especially for truck accidents. So, they will do everything in their power to convince you to accept the tiny settlement offer.

Quick cash might look lucrative, especially when you have to pay medical bills and worries about other expenses. However, there are a lot more other expenses outside of an emergency room, some health issues might occur afterwards, other treatments might require to fully heal. So, if you are thinking about accepting a settlement offer before you know how much time it would require to heal, you could be left with a difficult financial situation.

Insurance companies utilise your lack of legal knowledge against you, they will try o convince their settlement offer the best you can get, they might demotivate you to take up the case to court for trial, it basically comes from their fear to lose, they try to convince you in anyway possible so that you can accept their offer. If you accept their offer without taking the case to trial you will lose your chance to be able to receive full compensation for your injuries.

How to Know the Real Value of Your Claim?

If you were involved in a truck accident that results from someone else’s negligence or recklessness, you are eligible to receive compensation. While calculating the value of your claim, it is crucial to consider the entire cost of your injuries including the medical bills, ongoing treatment cost, hospital cost etc. But you can much more than just your medical bills.

You are allowed to claim both economic and non-economic damages within your claim, economic damages can cover all the financial cost of your injuries start with paying off your medical bills and cover for long-term treatment expenses including therapy, meditation etc. If you are unable to go back to your job you can also earn your wages from the claim. In the non-economic cost, you can add up your personal cost for the injury, which means to cover the physical pain and mental anguish that you have gone through due to the accident. These costs are difficult to calculate, but an experienced truck accident lawyer can analyse your case and determine a number that both you deserve and satisfy.

As a reputed truck accident law firm, we can help you with the fundamental knowledge about your injury claim, you can include the following in the claim:

  • Your medical expenses
  • Lost wages
  • Pain and suffering
  • Lost earning capability
  • Mental anguish
  • Other losses

How Can We Help You?

If you or your loved one were involved in a truck accident recently, contact us to claim your compensation. We are proficient in dealing with commercial truck accident cases, each of our lawyers is well aware of the methods of taking your case to trial and setting it with your insurance company. We ensure you the highest amount for your compensation and encourage you to take the case to trial even if the other party offers out of the court settlement.

We will calculate the full cost of your injuries by reviewing all the available insurance policies, including the one you have. We know how best collect the pieces of evidence for negligence. We will also help you connect with trained medical professionals who can provide quality treatment to your loved ones. If you choose us as your personal injury lawyer you don’t have to think about communicating with the insurer, we will communicate and negotiate for the full compensation that you deserve for your injuries. We also know the legal process to take your case for trial and how to push the limits of the responsible party to claim more.

You don’t have to worry about our legal fees as here we work on a contingency basis, which means you will only pay us if we win your case. We also offer the first free consultation session to our potential clients where you could discuss your case with one of our experienced lawyers to understand your potential to earn compensation.

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